As businesses demand more control over core banking functions, the concept of integrated payments is quickly becoming a competitive advantage.
From B2B to ride sharing, building financial logic directly into your stack is now a strategic must.
And in Australia, there’s one platform built for this future:
**ZNGX**.
How is ZNGX changing the game?
Traditional payment platforms like Stripe or Square:
- Don't let you control merchant lifecycle
- Limit customization
- Lack regulatory flexibility in AU
But with ZNGX:
- You define payout logic
- Build full financial layers inside your own stack
- Go live with AU-compliant infra in days
Use cases include:
- Marketplaces with dynamic escrow rules
- Lending startups controlling disbursement & repayment APIs
- Logistics & fuel card apps embedding B2B finance
ZNGX’s architecture:
- Modular SDKs in every major language
- KYB flows with ABN/ACN, AUSTRAC checks
- Programmable fund flows
- Scheduled, instant, and rule-based disbursements
- AML, sanctions screening, and fraud detection baked in
Instead of plugging into someone else’s flow, ZNGX lets you:
- Define your own transaction rules
- Offer financial products inside your own merchant onboarding api australia app
- Launch regulated flows fast
Security and compliance:
- Tokenized card storage
- AU-hosted cloud
- Regulatory sandbox integration
ZNGX powers:
- Hospitality POS stacks
- On-demand services
- Retail with embedded checkout finance
Example API flow:
- `POST /onboard` → Provision merchant, run AML/KYC
- `POST /wallets` → Enable KYC tiering
- `POST /transactions` → Trigger real-time processing
- `POST /rules` → Tie to webhook triggers
- `GET /payouts` → Track batch disbursements
Why ZNGX over other embedded finance platforms?
- Built for CDR + NPP from day one
- No banking license required
- Production SLAs with 99.999% uptime
Already building with a global platform?
- Migrate from `Adyen` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers
Start building:
- Sign up for sandbox keys
- Migrate while live
- Work with engineers who know AU compliance
zngx.io = AU-native embedded finance.
???? [https://zngx.io](https://zngx.io) — Embed finance the right way
Don't adapt to someone else’s limits
Start with ZNGX.